23
Nov
RBI has mandated that in co-lending arrangements (banks + NBFCs), each lender must retain at least 10% of the originated loan. mint
The final guidelines extend co-lending to all commercial banks (except small finance banks), all financial institutions, and NBFCs (including housing finance companies). mint
The originator (NBFC or bank) must transfer the loan to the co-lender within 15 days, else it will lose the “co-lending” status. mint
These norms kick in from 1 January 2026. mint