Project-Finance Norms Eased by RBI
Provisioning requirement for under-construction project loans is cut to 1%, down from the 5% that was in the draft norms. adda247 This change is effective from October 1, 2025 and
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New Co-lending Rules from RBI
RBI has mandated that in co-lending arrangements (banks + NBFCs), each lender must retain at least 10% of the originated loan. mint The final guidelines extend co-lending to all commercial
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Key Recent Trends & News on Loans in India
Credit Growth Slowing Indian bank loan growth slowed to 12% YoY in FY25, down from ~16% earlier. The Economic Times+2Reuters+2 In February 2025, personal loans and credit card loans saw
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Revised Priority Sector Lending (PSL) Rules
The RBI has updated its priority sector lending guidelines, effective from April 1, 2025. Reuters The changes expand which sectors are covered, increase loan limits (for example for housing), and
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